tyl by natwest

fintech / Payments

zero to one

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During my time with Tyl by Natwest, I led a 13-person design team, overseeing the development of digital products and brand identity. As one of the earliest employees, I shaped Tyls trajectory by crafting original user stories and defining MVP goals.
During my time with Tyl by Natwest, I led a 13-person design team, overseeing the development of digital products and brand identity. As one of the earliest employees, I shaped Tyls trajectory by crafting original user stories and defining MVP goals.

I played a key role in establishing our brand identity and implementing design systems for coherence. Collaborating closely with service design, I ensured a seamless customer experience.

Additionally, I curated various materials to enhance brand presence and engagement. My hands-on approach extended across all design realms, ensuring meticulous attention to detail in every project.

My role

Head of Creative & UX 

Leadership

Creative direction

Feature Scoping

Research

UX UI Design

Brand Design

Animation

Prototyping

Head of Creative & UX 

Leadership

Feature Scoping

UX UI Design

Animation


Creative direction

Research

Brand Design

Prototyping

Timeline

13 months to launch

2.5 years of updates & improvements

INdustry

Fintech
Payments

Managed team size

13 Designers
3 Project managers

Project type

Zero to One

VIA CLIENTs

Class35
Pollinate International

Project vision

Design a friendly payment platform that simplifies complex financial tasks for medium to large businesses, giving merchants the tools and insights they need to thrive.

The Brand

Developing Tyl’s brand involved refining multiple concepts to a final name that symbolizes ease and connectivity.

The bespoke, hand-drawn logo merges Natwest’s consumer warmth with business sophistication, fusing sans-serif font with cursive ligatures for a modern, handwritten feel. I played a key role in crafting the logo and iterating through various designs and brand treatments until achieving the desired result.

Merchant Portal

Working closely with my team, we developed a comprehensive interface offering insights, third-party integrations, and seamless chargeback handling. The design is fully responsive for both mobile and desktop.

INSIGHTS

Our focus on clarity and usability helped merchants quickly understand their business, increasing the user return rate by over 5x compared to industry competitors.

Payments

Designing these was especially challenging, as we wanted this process to be easy and functional for merchants. They can view individual transactions and grouped data effortlessly, and access Settlements to track how and when they get paid.

Other sections

We designed the Loyalty, Settings, Invoices, and Integrations pages to ensure seamless navigation and functionality. Each section supports merchants in efficiently managing all aspects of their business.

POS

We focused primarily on the Clover Smart POS device running on Android. We designed a custom loader and springboard interface featuring personalized startup displays, showing the user’s name to add a personal touch. Consistent branding was applied across all devices, ensuring a cohesive experience.

FUTURE ITERATIONS

Future iterations of the Clover POS aimed to provide merchants with insights and reminders based on milestones, enhancing their ability to manage and grow their business effectively.

Design system

We applied atomic design principles to develop Tyl by Natwest’s design system. Using Sketch and Abstract, we created a master library of components, ensuring consistency and efficiency across all platforms. I wish we used Figma, but it wasn’t as mature enough then, but our approach proved highly effective.

Atomic Design Principles

Atomic design breaks interfaces into basic blocks: atoms, molecules, organisms, templates, and pages. This method ensures a consistent, scalable design process, integrating the simplest elements into cohesive layouts.

3D Photography

Seeing the rise of raytraced photorealistic renders with new GPU-based software like Octane Render and RedShift, I explored these tools to achieve near-real-time rendering. This shift to 3D photography provided flexibility, allowing us to create and update marketing assets without a studio. We meticulously remade all devices in 3D, achieving a photorealistic look and complete creative freedom.

BENEFITS

3D photography allowed quick updates and consistent visuals. We controlled lighting, materials, and composition, enhancing visual quality and saving time and costs compared to traditional photoshoots. This approach enabled rapid response to marketing needs and creative ideas.

Public website

The public website leveraged all our previously created assets to craft a simple yet experiential online presence. We played with layering, depth, and 3D elements to create a visually engaging and dynamic experience for users.

PROTOTYPING

To ensure seamless interactions and a smooth user experience, we extensively prototyped the site using Principle. This allowed us to refine the interactions and animations, achieving a level of polish that pure code could not easily provide.

Best
Merchant Acquirer

Best
Merchant
Acquirer

Awarded in 2022, recognizing exceptional merchant services.

Zero to
Launch in
13 Months

Zero to
Launch in
13 Months

Rapid development and deployment of the full service.

Top 


NPS
Score

Top
NPS

Score

Highest AMOUNG COMPETitors in the same sector

Outcomes

Our work on Tyl by Natwest resulted in significant achievements, marked by industry recognition and user satisfaction. We developed a comprehensive, user-friendly interface that integrates insights, third-party tools, and chargeback management, all while maintaining full responsiveness for both mobile and desktop platforms.

Recognition

Tyl's success was recognized with several accolades, including the Best Merchant Acquirer award in 2022. It also achieved the highest NPS score among competitors, highlighting its exceptional user experience and merchant satisfaction.

Credits

This project was a collaborative effort involving numerous talented individuals across various stages and areas of the business.

Many team members contributed significantly, whether they worked briefly on a specific task or were involved in the early stages.

Their efforts were crucial to the success of Tyl by Natwest.

The design team

Christer Papanicolaou,

Christer Papanicolaou,

Head of creative & user experience

Janos Koos,

Janos Koos,

Design director

Ned Bertram,

Ned Bertram,

UX Director

Gosia Zalot,

Gosia Zalot,

Design director

Pontus Persson,

Pontus Persson,

Senior UX Designer

Kevin Johnston,

Kevin Johnston,

SENIOR VISUAL DESIGNER

Ben Richardson,

Ben Richardson,

SENIOR VISUAL DESIGNER

Igor Dutra,

Igor Dutra,

SENIOR UX DESIGNER

Beuno David,

Beuno David,

SENIOR VISUAL DESIGNER

Ben Bashford,

Ben Bashford,

UX Director

Julien Pietri,

Julien Pietri,

3D Artist

Michael Chapman

Michael Chapman

SENIOR VISUAL DESIGNER

and others.

and others.

lots of talented people

honorable mentions

Fiona Roach Canning,

Fiona Roach Canning,

CEO of Pollinate

Tim Joslyn,

Tim Joslyn,

CTO of Pollinate

Nick Parminter,

Nick Parminter,

HEAD OF STRATEGY

Mark Hazzard,

Mark Hazzard,

Head of Delivery

Bob Conwell,

Bob Conwell,

HEAD OF PRODUCT

Kim Murray,

Kim Murray,

Programme director

Rakesh Jena,

Rakesh Jena,

Product owner

Billy Asif,

Billy Asif,

Product owner

Gemma Asher,

Gemma Asher,

Project manager

Deep Dhir,

Deep Dhir,

Project manager

Gianni di Raimondo,

Gianni di Raimondo,

Product owner

Adam Clarke,

Adam Clarke,

Product owner

and others.

and others.

lots of talented people

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tyl by natwest

fintech / Payments

zero to one

T

y

l

 

b

y

 

N

a

t

w

e

s

t

During my time with Tyl by Natwest, I led a 13-person design team, overseeing the development of digital products and brand identity. As one of the earliest employees, I shaped Tyls trajectory by crafting original user stories and defining MVP goals.

I played a key role in establishing our brand identity and implementing design systems for coherence. Collaborating closely with service design, I ensured a seamless customer experience.

Additionally, I curated various materials to enhance brand presence and engagement. My hands-on approach extended across all design realms, ensuring meticulous attention to detail in every project.

My role

Head of Creative & UX 

Leadership

Creative direction

Feature Scoping

Research

UX UI Design

Brand Design

Animation

Prototyping

Head of Creative & UX 

Leadership

Feature Scoping

UX UI Design

Animation


Creative direction

Research

Brand Design

Prototyping

Timeline

13 months to launch

2.5 years of updates & improvements

INdustry

Fintech
Payments

Managed team size

13 Designers
3 Project managers

Project type

Zero to One

VIA CLIENTs

Class35
Pollinate International

Project vision

Design a friendly payment platform that simplifies complex financial tasks for medium to large businesses, giving merchants the tools and insights they need to thrive.

The Brand

Developing Tyl’s brand involved refining multiple concepts to a final name that symbolizes ease and connectivity.

The bespoke, hand-drawn logo merges Natwest’s consumer warmth with business sophistication, fusing sans-serif font with cursive ligatures for a modern, handwritten feel. I played a key role in crafting the logo and iterating through various designs and brand treatments until achieving the desired result.